A year ago, most of us downloaded an App we had never heard of before. We instantly believed and trusted the information on the App. Who are they, and how did they garner our trust so quickly? Watch Duty is a non-profit, non-partisan, non-governmental organization focused on disseminating public safety information in real time from […]
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Something every property owner needs to understand… The Backward Pricing Problem. If your insurance premiums have doubled, this explains why and what to do about it. Most property owners think insurance works like this: “I had X claims last year, so I pay Y this year.” They’re pricing backward. Looking at history. But that’s not
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Vegetation in Zone Zero Amplifies Damage to Structures. In a recent Virtual Workshop, United Policyholders hosted Steven Hawks, Senior Director for Wildfire at the Insurance Institute for Business & Home Safety (IBHS), and Yana Valachovic, University of California Agriculture and Natural Resources Policy Institute, Associate Director, discussed the science behind Zone Zero. Zone Zero reduces
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National Environmental Satellite, Data, and Information Service (NESDIS) In response to the growing threat of wildland fires to local communities, the National Oceanic and Atmospheric Administration (NOAA)’s National Environmental Satellite, Data, and Information Service (NESDIS) has developed a new Wildland Fire Data Portal, which provides open access to the experimental products from the Next Generation
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2025 was a very successful year for the Agoura Hills Fire Safe Council. The following are just some of our accomplishments: As of December 2025, the Agoura Hills Fire Safe Council now has 11 active, officially recognized Firewise USA® Communities — designated by the National Fire Protection Association (NFPA). Approximately 75% of Agoura Hills residents
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California’s recent regulations. This PDF document by Carolyn Kousky and Xuesong You, from Insurance for Good (insuranceforgood.org), provides a comprehensive breakdown of California’s recent wildfire insurance-related regulations, incentives, and discounts. It includes detailed mitigation discounts given by California’s top insurers. Click on the image below to view the PDF:
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Make sure your contractors and landscapers review this handbook BEFORE working on your home. This WUI Virtual Handbook for Fire Risk Assessments and Mitigation, from the Society of Fire Protection of Engineers (SFPE) and the SFPE Foundation, is an excellent resource for residents, contractors, landscapers, or anyone doing work on your home. It does an excellent
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A wide range of bills now protect and assist residents’ recovery. Governor Newsom signed a bipartisan package of bills to aid in the rebuilding and recovery efforts in Los Angeles following the devastating fires earlier this year. This legislation represents one of the most significant reforms to the state’s disaster response, incorporating lessons learned and
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“I had no idea there was so much to learn about home hardening. This is a fantastic service for the residents of Agoura Hills, and I encourage all residents to do their part in wildfire mitigation and get their home assessed.” Mayor Pro Tem Jeremy Wolf said on a recent assessment of his home. FREE
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2025’s disaster losses hit $80 billion in just 6 months. That’s double the 10-year average. Here’s what changed: 2001: The worst terrorist attack in US history. Within 2 months, America created the TSA from scratch. Hurricane Katrina hits in 2005. We built a $14.5 billion hurricane protection system. For thousands of years, this was humanity’s
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